Loss of or damage to your private home, garages, outbuildings, swimming pool (but not borehole and swimming pool equipment), walls, gates, fences, tennis court and for fixtures and fittings at the insured premises.

Loss of or damage to the household goods and personal possessions that you and your family members who live with you have inside your home or the outbuildings at the insured premises.

Emergency medical expenses

Cash & Credit Cards

Unspecified items comprises of:

• Clothing (other than furs & leather jackets to be specified)
• Personal Effects : Normally carried on or designed to be carried on or by a person, normally worn or used by a person whilst participating in sport

Specified Items:

• Contact Lenses, Spectacles, Sun Glasses
• Pedal Cycles
• Cell phones
• Firearms
• Audio Equipment
• Portable radios
• Tape decks, disc players
• Pagers
• Audio or video tapes, compact discs
• Sports equipment
• Jewellery
• Laptops
• Portable electronic equipment
• Photographic equipment

Cover available ; Comprehensive, Third Party Fire & Theft, Third Party Only

Cover for any accidental or intentional damage to your property caused by any person or group of people taking part in a riot, strike, lock-out, public disorder, civil commotion or committing any act which has a political, social or economic aim, objective or cause, or in protest against any state or government. Cover is limited to South Africa.